Legal Agreement

Terms of Service for DCT Multiservices LLP

These Terms and Conditions were last updated on: **January 16, 2026**

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1. Acceptance of Terms

By accessing or using the services provided by **DCT Multiservices LLP** (the "Service"), you agree to be bound by these Terms and Conditions. If you disagree with any part of the terms, then you may not access the Service.

2. Use of Online Tools (e.g., EMI Calculator)

• The online tools provided (such as the EMI Calculator) are for **informational and indicative purposes only**.
• The results generated are **estimates** and do not constitute a financial offer, commitment, or final calculation from DCT Multiservices LLP or any partner institution.
• Users must verify all final figures with a qualified advisor or financial institution before making financial decisions.

3. Intellectual Property

The Service and its original content (excluding content provided by users), features, and functionality are and will remain the exclusive property of **DCT Multiservices LLP** and its licensors. Our trademarks may not be used in connection with any product or service without the prior written consent of DCT Multiservices LLP.

4. Limitation of Liability

In no event shall **DCT Multiservices LLP**, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of, or inability to access or use, the Service;
• Any conduct or content of any third party on the Service;
• Any reliance placed on information obtained from the Service's tools.

5. Governing Law

These Terms shall be governed and construed in accordance with the laws of India, without regard to its conflict of law provisions.

6. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will try to provide at least 30 days' notice prior to any new terms taking effect. By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms.